Our summary below outlines how Short-Term Care carriers are underwriting.
| CRITERIA | CONDITIONS | ||||
|---|---|---|---|---|---|
| Internal Cancer | Lymphoma | Leukemia | Anemia | Melanoma | |
| Don't Ask | 0% | 17% | 16% | 84% | 25% |
| 1-2 Years | 50% | 42% | 42% | 0% | 42% |
| 3-5 Years | 0% | 33% | 42% | 8% | 33% |
| 6-10 Years | 0% | 0% | 0% | 0% | 0% |
| Lifetime | 8% | 8% | 0% | 8% | 0% |
*Information was taken from CSG Actuarial’s 2017 Short-Term Care Competitive Intelligence Guide.
About CSG Actuarial
CSG Actuarial monitors insurance markets to provide the most up-to-date competitive intelligence in the industry. CSG’s MarketAdvisor™ Quoting Tools include premium rate and underwriting information for more than 300 companies.
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