Our summary below outlines how Medicare Supplement carriers are underwriting.
CRITERIA | CONDITIONS | ||||
---|---|---|---|---|---|
Any Heart Condition | Diabetic Retinopathy | Cirrhosis | Disorder of Pancreas | Alcoholism or Drug Abuse | |
Don't Ask | 85% | 20% | 5% | 85% | 10% |
1-2 Years | 5% | 10% | 20% | 5% | 65% |
3-5 Years | 10% | 5% | 15% | 10% | 25% |
6-10 Years | 0% | 0% | 5% | 0% | 0% |
Lifetime | 6% | 65% | 55% | 0% | 0% |
About CSG Actuarial
CSG Actuarial monitors insurance markets to provide the most up-to-date competitive intelligence in the industry. CSG’s MarketAdvisor™ Quoting Tools include premium rate and underwriting information for more than 300 companies.
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